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America’s use of the death penalty is always a hot topic. Wh

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Credit abuse is a major problem in this country.   The average family carries $15,000 in debt at a rate of about 28% per year.   These families’ are paying over $4,000 per year in interest.    Throughout this course we have been developing your personal financial plan.   What are some steps that you can take to avoid putting yourself in the situation of carrying high credit card debt balances? 

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